Best Debit Card For Adults

By: Pradeep Saran

1. SoFi Checking Debit Cardt    

– Pros: No monthly fees, ATM fee rebates, early paycheck access, cashback rewards on debit card purchases (up to 2%). – Cons: Requires direct deposit to qualify for some benefits.

2. Ally Bank Debit Card

– Pros: No ATM fees worldwide, reimbursement for up to $12 in ATM fees per month, interest on checking account balance. – Cons: No rewards program.

3. Charles Schwab Debit Card

– Pros: Unlimited ATM fee rebates worldwide, reimburses foreign transaction fees, access to Schwab investor services. – Cons: $100 minimum daily balance required to avoid monthly fee.

4. Capital One 360 Debit Card

– Pros: No monthly fees, no ATM fees worldwide, interest on checking account balance. – Cons: No rewards program.

5. Chase Sapphire Preferred® Debit Card

– Pros: Earn 2x points on travel and dining, points transfer to Chase Sapphire travel rewards program, no foreign transaction fees. – Cons: $95 annual fee.

6. Discover Debit Card

– Pros: Cashback rewards on all purchases (up to 1%), no ATM fees at in-network ATMs, no foreign transaction fees. – Cons: None.

7. HSBC Premier Debit Card

– Pros: No monthly fees, unlimited ATM fee rebates worldwide, travel insurance, extended warranty protection. – Cons: $3,000 minimum monthly balance required to avoid monthly fee.

Wells Fargo Loan Types