By: Pradeep Saran
- Your credit score - Check your credit report regularly -Free credit check options
- Compare quotes from multiple lenders - Use online comparison tools - Focus on APR (Annual Percentage Rate)
- Don't be afraid to haggle - Highlight your strengths - Be prepared to walk away
- Larger down payments - Collateral - Weigh the pros and cons
- Choose the right loan type - Fixed vs. variable interest rates - Early repayment options
- Origination fees - Annual fees - Predatory lenders
- Plan your loan repayment - Create a budget - Prioritize responsible borrowing
-Consumer Financial Protection Bureau (CFPB) - National Foundation for Credit Counseling (NFCC) - Federal Trade Commission (FTC)